19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More

In The News:


msnbc.com

Consumers cool it with credit cards for 23rd month in a row
Chicago Sun-Times
Consumer borrowing fell again in July (by 1.8 percent) as households cut back on their credit card use for a 23rd consecutive month. ...
Ahead of the Bell: Consumer CreditBusinessWeek
Starwatch consumer | Going easy on the credit cardsKansas City Star
Consumer Credit in US Fell $3.6 Billion in July, Fed SaysBloomberg
The Associated Press -CNBC -The Atlantic (blog)
all 431 news articles »

OregonLive.com

Quigley, Truvo, Credit Suisse, Capmark Financial, Circuit City: Bankruptcy
Bloomberg
Other lenders include Bank of America NA, Citicorp North America Inc. and Credit Suisse Group AG, according to data compiled by Bloomberg. ...
Credit Suisse Can't Collect From Yellowstone FounderBloomberg
Credit Suisse's "greedy antics" cost it $229MThe Associated Press

all 163 news articles »

Forbes (blog)

Cardholders swiping debit cards more as credit card use falls
WalletPop (blog)
Consumers in the US are keeping their credit cards in their wallets in favor of using debit cards to avoid building up more debt, according to a new report ...
Cardholders Prefer Debit as Credit-Card Use Falls, Javelin SaysBloomberg
The Death Of Credit Cards24/7 Wall St. (blog)
Study: Credit Cards Out, Prepaid Cards, Cash InMediaPost Publications
Newsweek -San Francisco Chronicle -San Francisco Business Times
all 127 news articles »

Bankers Pessimistic about Credit Card Market
TheStreet.com
NEW YORK (TheStreet) -- Bank risk officers expect difficulties in the credit card market to continue in the short ...
Set goals high, debt low to improve credit scoreSan Francisco Chronicle
Credit crunchChico News & Review
Consumer tips: How to manage unsecured credit cardsHelium
Ecommerce Journal -Bankrate.com
all 33 news articles »

MiamiHerald.com

Blumenthal applauds job-creating tax credit as good first step
Connectcut Plus
Blumenthal noted that the President's proposal to permanently extend and expand the R&D tax credit, which creates incentives for businesses investing in ...
Obama's tax-credit plan getting a cool receptionWashington Post
How Obama's tax credit helps, hurts IT spendingComputerworld
Obama Does Right by Research and Development Tax CreditForbes (blog)
The Hill (blog) -PC World -abc7news.com
all 8,312 news articles »

Papa John's enters into $175 mln credit facility
Reuters
O) said it entered into a new $175 million five-year revolving credit facility, replacing an earlier facility of the same amount. ...

and more »

Energy Bonds Outperform as BP Shrugs Off Junk-Debt Stigma: Credit Markets
Bloomberg
Fitch Ratings lifted BP's credit grade by three steps yesterday, before the London-based oil company published its internal investigation of the April 20 ...
CREDIT MARKETS: High-Grade Market Expects 2nd Straight $15B DayWall Street Journal
GenOn Plans Acquisition Debt at `Crest of Wave' in Sales: New Issue AlertBloomberg

all 15 news articles »

Alico refinances term loan, credit line
BusinessWeek
Land management company Alico Inc. said Wednesday it has obtained $100 million in credit to refinance its term note and revolving credit line with Farm ...
Alico Inc. Announces Credit Restructure Renegotiated Terms Include Relaxed ...MarketWatch (press release)

all 15 news articles »

Asia-Pacific Bond Risk Falls, Credit-Default Swap Prices Show
BusinessWeek
9 (Bloomberg) -- The cost of protecting Asia-Pacific corporate and sovereign bonds from non-payment fell, according to traders of credit-default swaps. ...
US Company Credit Risk Index Falls as Europe Crisis Bets EaseBusinessWeek
iTraxx Indexes Consolidate Wednesday Tightening;Sovereigns EyedWall Street Journal

all 12 news articles »

Lukoil Leads Tripling in Loans as Rates Tumble: Russia Credit
BusinessWeek
WestLB of Dusseldorf, Germany, overtook Paris-based Credit Agricole SA to become the biggest underwriter of Russian syndicated loans this year, from No. ...

and more »
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ChexSystems: Who They Are and How it Affects You

ChexSystems is a company that maintains a subscriber membership service... Read More

Credit Report ? Look Out for Your Debit Report, Too

Most consumers are aware that there are companies that keep... Read More

Credit Counseling: Could it Work for Me?

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Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards

Secured Credit Card is similar to a prepaid credit card... Read More

Online, Phone, U.S. Mail or In-Person: Where is Your Credit Card and Personal Identify Safest?

Identity theft is the fastest growing crime according to the... Read More

Credit Cards: How To Use Them

Credit cards can be a very quick way of getting... Read More

Identity Theft Exploding: Here?s How You Can Avoid Becoming A Victim

Americans are more concerned about identity theft than unemployment or... Read More

How To Establish Great Credit

Building a good credit history is important. If you have... Read More

How Creditors Measure Your Credit Rating

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Some Truth About Credit

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Protect Yourself Against Identity Theft

Identity theft is when someone uses, without permission, your personal... Read More

Credit Score - Reporting Your Financial Health

Credit score is one of the most basic, determining factor... Read More

Fixing A Credit Report

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When You Are Eligible For A Free Credit Report

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Beware the Shopping Mall Monster

Like me, you've probably been offered a fair old number... Read More

All About Balance Transfers

What is a balance transfer?A balance transfer can be explained... Read More

Credit Repair Scam - How To Avoid Being A Statistic?

A good credit history is critically important for the consumer.... Read More

How did a Thief get my Name? Don?t be a Victim of Identity Theft

How do these people get my name? If you have... Read More

How to Dispute Credit Report Errors

Your credit report--a type of consumer report--contains information about where... Read More

Credit Cards -- What You Should Know

There are a lot of questions about using credit cards.... Read More

Is Your Credit Score Costing You Money?

Most of us want a good credit report to obtain... Read More

Free Credit Report - Really

2005 marks the year that consumers will be able to... Read More

Credit Enhancements: Seven Tips For Enhancing Business Credit Transactions

What are the avenues available to businesses with weak credit... Read More

Trade Credit: How to Determine if You Should Offer Net-30 Terms to Your Customers

What is trade credit?One of the major differences between consumer... Read More

Have You Checked Your Permanent Record Lately?

As a young student I feared getting bad grades because... Read More