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Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More


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Games and more... The recommendations for military base closings have been released and... Read More Today I passed a thermometer at a bank that read... Read More With interest rates being at an all-time low, I can... Read More Traditional checks probably won't disappear anytime soon, but processing checks... Read More Recent findings from the Educational Policy Institute indicated that the... Read More Does it feel like you have to be Sherlock Holmes... Read More Whatever your reason for having a tight budget, the truth... Read More I thought I was through with exams when I finished... Read More It is widely written that you need 75% of your... Read More You no longer look at the pictures of homes cause... Read More As the saying goes: "Buyer Beware". If you see ads... Read More Here are ten steps you can follow to help improve... Read More With the advent of the internet and especially auction services... Read More When people speak about the increasing age expectancies, they generally... Read More Many people graduate from college owing thousands of dollars in... Read More 1. Lighting & Light Bulbs Install low energy light... Read More You've decided you want a bigger, better and more desirable... Read More With the A-level results coming out, the long wait for... Read More Now there are ways to save money in the grocery... Read More Six Scholarship judges were sitting around an oval table. Forms... Read More We have heard a lot about consumers' personal information getting... Read More Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More I'm still amazed every time someone comes to me complaining... Read More Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More Sticking to a budget can be difficult, but with so... Read More
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